Need to make a claim? We're here for you.

Meet the team behind your home’s happily ever after

We keep homes running smoothly with boiler, heating, plumbing, drainage, and appliance cover. Think of us as the people who step in when things go wrong - protecting you from surprise repair costs and giving you peace of mind.

Our promises to you

We don’t believe in ‘good enough’. We’re always improving, always refining, and always looking for better ways to keep your home running without the drama. High standards aren’t a slogan for us; they’re how we work, day in, day out.

Our team

You deserve support that feels personal, not scripted. That’s why we hand-pick and train our team to give honest, friendly guidance that actually helps you choose the right cover. And when you need an engineer, we only work with trusted, vetted, local experts.

Cover made simple

We’ll always be upfront - about pricing, what’s included, and what isn’t. No jargon, no confusion, no surprises. You can tailor your cover to suit your home, and we’ll keep reviewing and improving what we offer to make sure it stays genuinely useful.

We won't...

Here’s what you’ll never see from us:

  • Unfair price hikes

  • Mandatory boiler inspections before we agree to cover you

  • Pressure selling or add-ons you don't need

  • Higher prices for living inside the M25

More about us

For over 10 years, we’ve been supporting households with their sudden, stressful ‘why now’ problems. If something essential breaks, we’re here to put it right quickly, calmly and with as little hassle as possible.

Providing emergency call-outs, 24/7 support for home emergencies and friendly weekday help for appliance breakdowns, we’ll get things sorted so you can get on with your day - and get back to living.

Need to make a claim with us?

Burst pipe? Broken boiler? Appliance breakdown? We’ve got you. Make your claim today.

Report your claim 24/7

Supporting our members

If you have health challenges, a disability, or tough circumstances, we’re here to help.

Need extra help?

Our handy how-to guides

Looking to complete small jobs around the house yourself? We’ve got your back with our guides.

Read our guides

Our pricing, made simple

Wondering how we’ve worked out your renewal price? We’re up front with our pricing.

Pricing explained

Something gone wrong?

Nobody’s perfect, but we want to put things right as quickly as possible if you need to complain.

Fill out our form

Find out more about our plans

Want to know more about what we do? From pest removal, to repairing broken ovens, we can help.

More about our cover

Rob Morris

Nice friendly gas fitter! Completed the boiler service with care.

Janet Field

Very helpful, knowledgeable customer service....even got my annual premium down.

Stephen Goulding

Blocked drain - technician was on time,very professional and tidy

FAQs

  • HEA is a UK company specialising in home emergency and appliance insurance. We help keep your house running smoothly with reliable cover for boilers, heating, plumbing, drainage, water supply pipe, electrics, and over 30 household appliances.

    If you’d like to see what we cover, take a look at our home emergency and appliance insurance pages.

  • At HEA, we keep things clear, honest, and customer-first. With us, you get straightforward home emergency and appliance cover, and UK-based support.

    We also offer protection many others don’t - including oil and LPG boiler breakdown cover - and flexible appliance plans you can tailor to your home.

    Want to compare plans? Our handy comparison page will help show you our different options.

  • Yes - we’re proudly based in the UK. You’ll always speak to someone who understands UK homes, UK weather, and the everyday problems British households face, from winter breakdowns, to summer plumbing issues.

    You can reach us any time through our contact page.

  • Making a claim is quick and straightforward. If something breaks down, just get in touch and our team will guide you through the process. Once approved, we’ll send a qualified engineer to fix the issue as soon as possible - whether it’s your boiler, heating, plumbing, drainage, or a covered appliance.

    For more detail, visit our claim or help & support pages.

  • Yes - HEA offer oil and LPG boiler cover, something many UK home emergency providers don’t include. So, whether your home runs on gas, oil, or LPG, you can count on us for reliable, affordable boiler and central heating breakdown protection.

    If your boiler’s the heart of your home, explore our boiler and heating cover options to see what best fits you.