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When it comes to protecting your home, many homeowners often think of traditional home insurance as their main line of defence. While this type of cover is certainly important, it may not provide the full protection that you need in the event of an emergency. That's where home emergency insurance comes in.
Home emergency insurance is designed to provide cover for unexpected events that can cause significant damage to your home and be costly to repair. Some common examples include a burst pipe, a broken boiler, or a power outage. These types of incidents can happen at any time and can be incredibly stressful, especially if you're not prepared for them.
One of the biggest benefits of home emergency insurance is that it can give you peace of mind. Knowing that you have financial protection in the event of an emergency can be a huge relief. Additionally, many policies also include services such as 24-hour emergency call-out for repairs, which can be very helpful in a time of need. This service can help you get your home back to normal as quickly as possible, minimizing the disruption to your daily life.
Another important aspect of home emergency insurance is that it is different from traditional home insurance. Home insurance typically covers damage to your home from events such as fire, theft, and natural disasters. Home emergency insurance, on the other hand, focuses specifically on emergencies caused by unexpected events. It's important to understand the difference between the two types of cover and to have both types of insurance in place so you can claim in the event of an emergency.
When it comes to purchasing home emergency insurance, it's important to shop around and compare different policies. Not all policies are created equal, so it's essential to read the fine print and understand what is and isn't covered.
Home Emergency Assist has two levels of cover to choose from, so you can be sure you’re picking the appropriate level of cover for your needs:
Enhanced Cover: cover yourself against emergency situations, such as the complete breakdown of your boiler/heating, burst pipes and blocked drains
Premium Cover: cover yourself against emergency situations as above, and non-emergency situations too, such as dripping or seized taps and intermittent faults.