• Appliances

Why you should consider washing machine insurance

Not only can your washing machine be expensive to repair or replace if they go wrong, but its inconvenient too!

If your manufacturer’s warranty has run out, you can take out washing machine cover with Home Emergency Assist to ensure you’re not left without your appliance for long periods of time.

What is washing machine insurance?

It’s a type of home appliance cover that covers the cost of engineer call-out charges, repairs, parts or a replacement if your appliance breaks down.

Washing machine insurance can cover the gap between your appliance warranty and your home contents insurance, providing cover if your appliance breaks down due to electrical or mechanical faults. Commonly, home contents insurance will only allow you to claim for accidental damage or theft.

What are the benefits?

Most warranties last for a year (unless you pay for an extended warranty), after which you will no longer benefit from free repairs or replacement, if your appliance breaks down.

With appliance insurance, rather than having to organise repairs for yourself, you can ring our dedicated claims line, or fill out the 24/7 online claim form. We’ll then send out a fully qualified engineer from our UK-wide network to fix your washing machine.

If your appliance is under 5 years old and is declared beyond economical repair (it will cost more to repair than to replace), we’ll replace your washing machine.

If your appliance is over 5 years old but under 10 and declared beyond economical repair, we’ll make a contribution towards the cost of a replacement. This contribution depends on the age of the appliance. You can find out more about the cover on our policy documents page.

Washing machine insurance with Home Emergency Assist

When you take out appliance cover with us, you’ll benefit from:

  • Mechanical breakdown cover

  • Electrical breakdown cover

  • Accidental damage cover

  • Unlimited claims, up to the value of the appliances insured

  • Access to a UK-wide network of engineers

You’ll also be able to cover over 30 of your most important kitchen appliances on one plan, up to a total of £7,500 for domestic appliances, and £7,500 for electrical appliances. You can cover:

Want to protect your appliances with insurance for mechanical and electrical breakdown plus accidental damage? Cover everything from washing machines, to ovens, air fryers and smart tech. Get a quick, free quote online to keep life running smoothly. Or explore our full range of plans, including boiler and heating, plumbing and drainage, or complete home emergency cover for total peace of mind.

Last updated: 25 April 2022