Did you know these four benefits of having appliance insurance?

There are few things worse than one of your much-needed domestic or electrical appliances breaking down and the inconvenience and expense of replacing one of them can prove to be a nightmare.

Fill the gap between a warranty and home insurance

Home insurance will typically cover your home appliances in the event of damage or theft but are unlikely to cover them in the event of a mechanical or electrical breakdown.

This is where the warranty comes in; most new appliances come with a manufacturer’s warranty guaranteeing you repairs and servicing for the first year. However, most problems occur outside of this warranty period.

In this instance, should your appliance break down, you’ll need to either replace it yourself or pay the manufacturer to repair your product – both can be costly and leave you out of pocket.

Appliance insurance aims to fill the gap between the two, by covering you for any mechanical or electrical breakdowns (along with accidental damage) that occur outside of the warranty period.

Reduce downtime

Home appliance insurance can ensure that you are not without vital appliances, such as your fridge/freezer, washing machine or oven for long periods of time while you’re waiting for them to be fixed, or until you save enough money to replace it yourself.

Typically, a trained engineer will be sent out as quickly as possible at a mutually convenient time to repair your appliance and, if they’re not able to fix it, replace it.

Avoid unexpected costs

By taking out home appliance insurance, you know for a small monthly premium, your appliance (or appliances) will be repaired or replaced as part of the cover so you won’t need to find a large sum of money for a new appliance if yours suddenly stops working.

Add more than one appliance

With most policies, you can cover more than one appliance. With Home Emergency Assist, you can add over 30 different appliances ranging from washing machines, and air fryers to wine coolers, vacuum cleaners, and smart speakers to ensure that all your day-to-day essentials are covered.

We can cover a range of appliances, which you can find out more about here:

• Electrical appliances

• Home entertainment

• Laundry items

• Floorcare items

• Kitchen appliances

• Small appliances

Want to protect your appliances with insurance for mechanical and electrical breakdown plus accidental damage? Cover everything from washing machines, to ovens, air fryers and smart tech. Get a quick, free quote online to keep life running smoothly. Or explore our full range of plans, including boiler and heating, plumbing and drainage, or complete home emergency cover for total peace of mind.